Building strong homes with lasting value is the central mission of the StrongLast companies. Our homes deliver on the StrongLast mission only if buyers can finance a home purchase. New incentives and financing assistance from StrongLast may make financing easier despite widely publicized challenges.
The StrongRate Program
In 2025, the StrongRate interest rate buy-down program continues with up to three years of interest rate reduction for qualified buyers. Under most government-backed loan programs, StrongLast may contribute up to three percent of your purchase price to pay closing costs or points, including points paid to “buy-down” a buyer’s primary mortgage interest rate for three years or even longer. Not all primary mortgage lenders allow a rate buy-down, and other conditions and restrictions may apply. Each buyer should consult with his or her lender to determine eligibility and limitations.
Secondary Financing from Stronglast
As an alternative to the StrongRate program, certain homes offered by StrongLast may be eligible for a second mortgage originated by StrongLast or one of its financing partners. The second mortgage program may loan up to $50,000 to a qualified buyer to supplement the buyer’s downpayment. A second mortgage can reduce or eliminate the PMI insurance many primary lenders require from buyers who do not make a downpayment of at least 20% of the home purchase price. The terms and conditions of the second mortgage will vary depending on numerous factors and must be approved by the primary lender. Of course, every buyer should consult his or her financial or other advisors about whether a second mortgage is a good choice.
Much Lower Cost of Ownership
Long after your purchase, our homes deliver affordability through quality construction and an industry-leading warranty. Learn more.
More Information
For complete terms and conditions regarding these incentive programs, contact us or ask your real estate agent to do so.
Important Disclaimer. Note that all incentives and other offers are affected by each buyer’s unique financial situation and subject to approval by the buyer’s primary lender, Stronglast, and Stronglast’s financing partners. Applicable laws and regulations may limit the terms and conditions of StrongLast’s incentives. Eligibility for all incentives programs is determined by StrongLast in its discretion in accordance with all fair housing and lending laws that may apply.
See our legal terms for additional restrictions and compliance information.